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Read moreDirect Debit lets you collect variable recurring payments directly from your customers' bank accounts—automatically, securely, and with complete flexibility.
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Building with Mono Direct Debit
Access every account automatically with one authorization, and avoid chasing payments across scattered funds
Mono Direct Debit secures your customers' payments with Open banking tokenisation, lowering the risk of fraud.
The Direct Debit API enables you to create flexible payment and checkout experiences that suit your customers and business.
Start accepting recurring fixed and variable payments with the powerful Direct Debit API or no-code setup.
Making bank to bank payments
One-time customer authorization gives you ongoing permission to securely collect payments directly from their bank account on your schedule. No cards, no chargebacks.
See a demoProduct benefits
We’ve built comprehensive API endpoints to retrieve financial data from your customers’ bank accounts
Receive payments directly from your customers' authorized accounts and Skip missed payments due to expired cards.
Mono Direct Debit enables your customers to authorize recurring payments quicker in fewer clicks.
Verify customers' directly from their banks, authorize accurately, and lower costly payment fees.
Testimonials
We can trust Mono over 90% of the time which is better than our previous provider. This ease & reliability are our favourite things about Mono.

Barima Effah-Adjei
CEO, Float
Migrating to Mono was seamless... Mono's customer support efforts have helped us to create a much better UX for our users.

Peter Olusesan
CEO, Inflow
Building with Direct Debit
Start collecting direct bank payments with developer-friendly APIs
Pre-built connections to 50+ banks mean you can go from idea to live product in days, not months.
Get real-time transaction data, income patterns, and spending insights that help you assess risk and personalize experiences
Offer data-driven services that command higher pricing with access to rich, customer financial data.
Use cases
Here's how you can leverage the Mono Direct Debit API to accept recurring payments
Subscriptions
Access comprehensive credit information seamlessly with Mono. Gain detailed insights into credit histories, streamline your lending decisions, and reduce risks with our accurate and up-to-date data.


Credit and Lending
Access comprehensive credit information seamlessly with Mono. Gain detailed insights into credit histories, streamline your lending decisions, and reduce risks with our accurate and up-to-date data.


Wallet top-ups
Access comprehensive credit information seamlessly with Mono. Gain detailed insights into credit histories, streamline your lending decisions, and reduce risks with our accurate and up-to-date data.


More ways to use Direct Debit
Secure and innovative payment methods all powered by Open Banking
Your customers authenticate with Mono before payment is approved, reducing fraud risk and increasing transaction success rates.
Learn more
Your customers authenticate with Mono before payment is approved, reducing fraud risk and increasing transaction success rates.
Learn more
Integrating The Product
Get access to your customers’ accurate data, faster and more securely.
Contact us
Let's talk about how Mono can power your business.
Answers to questions you may have about Mono Direct Debit
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