The New FCCPC Consumer Lending Regulation and How ...
Effective October 22, 2025, the FCCPC’s new regulation will transform lending in Nigeria, reshaping ...
Read moreMove money out as easily as you bring it in; loan disbursements, payroll, vendor bills, refunds, settlements, and every outbound payment through one reliable API. Disburse validates recipients before sending, settles fast, and tracks every Naira from initiation to deliver.
Get to know about Disburse
Disburse removes the complexity from sending money from account validation to intelligent routing, so your finance team doesn't have to.
Stop logging into banking portals to initiate transfers one by one. Automate every payout through your existing systems via Disburse API or dashboard.
Set up multi-level approvals for large payouts. Define spending limits, required approvers, and authorization rules to maintain financial controls.
Account pre-validation before transfers catches wrong account numbers, name mismatches, and closed accounts before they become failed payments.
The Mono Disburse flow
Whether it's one payout or hundreds, the process stays simple. Initiate, verify, and disburse. Funds arrive almost instantly.
See a demoProduct benefits
The payout infrastructure your finance team needs to move money confidently.
Funds land in recipient accounts almost instantly, so vendors, employees, and customers are paid when they should be.
Reliable infrastructure, intelligent routing, and built-in account validation ensure payments reach the right person every time.
Initiate batch payouts and disburse to thousands of recipients simultaneously.
Building with Mono Disburse
Get access to fast and reliable credit assessment and affordability insights
Make payouts to up to a thousand recipients via API. All payments execute simultaneously with individual status tracking for each transaction.
Set up recurring payments for payroll, settlements, and vendor bills. Configure daily, weekly, or monthly schedules that execute automatically.
Confirm recipient details before disbursing. Validate account numbers against bank records to prevent payments to wrong or closed accounts.
Define approval chains based on amount thresholds and payout type. Ensure proper financial controls and audit trails for every disbursement.
Monitor every payout from initiation to delivery. Webhooks and dashboard updates keep you informed of payment progress at every stage.
Use cases for Mono Disburse
Mono is the open banking platform for the fastest-growing businesses in Africa.
Loan disbursements
Disburse approved loans to borrower accounts in seconds. Instant funding creates better borrower experiences and a competitive advantage for lenders.
Customer refunds
Process refunds instantly to maintain customer trust. Automated refund payouts resolve disputes faster and reduce support ticket volume.
Payroll disbursements
Pay salaries and bonuses on time, every time. Batch and disburse to your entire team simultaneously.
Vendors payments
Settle invoices and pay suppliers reliably, with full visibility into every transfer from initiation to delivery.
Commissions
Pay out commissions, incentives, and rewards to thousands of recipients at once, on whatever schedule you choose.
Whether you prefer code or dashboards, Disburse works the way your team does
Initiate payouts manually from your Mono dashboard. Send single or bulk transfers with ease — no coding required.
Learn more
Integrating the product
Get access to your customers' accurate data, faster and more securely.
Join growing businesses using Disburse
Let's talk about how Mono Disburse can power your outbound payment operations.
Answers to questions you may have about Mono Connect
Most payouts reach recipients within a few minutes. Disburse uses real-time payment rails to ensure funds reach recipient bank accounts almost instantly.
Yes. Disburse validates recipient account numbers and names before sending funds. This pre-validation catches wrong account numbers, name mismatches, and closed accounts, preventing failed payments before they happen.
You can send up to a thousand payments in a single Disburse batch, each with individual status tracking.
Disburse uses a simple per-transaction fee in addition to standard transfer charges. Reach out to our team for detailed pricing for your volume.
You can track the status of every payout directly on your Mono dashboard or via webhooks that notify your systems in real time.
To initiate a payout you need a funding source. This can be a linked bank account or a funded Mono wallet.
a Flutterwave company
2026 © Mono Technologies Nigeria Limited
Disclaimer:
The information provided on this website is intended for general informational purposes only and does not constitute financial, legal, or professional advice. While we strive to ensure that the content presented is accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
Our platform is designed to ensure secure access to financial accounts for the purposes of retrieving statements, monitoring transactions in real-time, and verifying customer identities. Despite our use of advanced security protocols to protect sensitive information, we cannot guarantee the absolute security of your data. Users are advised to independently verify the accuracy and completeness of all information obtained through our services before making any financial or business decisions.
Furthermore, while we endeavor to keep the website running smoothly, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
This website may contain links to other websites which are not under the control of our company. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
By using this website, you agree to these terms and acknowledge that any reliance on the information provided here is at your own risk. If you have any questions regarding this disclaimer or the website's content, please contact us directly.
