NEWIntroducing the new Mono Dashboard

Customer financial insights for smarter products

Transform raw transaction data into powerful financial intelligence. Mono Data Enrichment categorizes, analyzes, and extracts meaningful insights from every transaction to power your solution.

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Get to know about Data Enrichment

Unlock value from customer transaction data

Leading financial products rely on enriched data to understand customers, reduce risk, and create experiences that convert.

Enriched data and patterns

Generate instant insights on spending patterns, cash flow trends, and financial behavior automatically.

Automatic categorization

Mono Data Enrichment automatically classifies every transaction into categories with 99% accuracy powered by advanced Machine Learning.

Boost customer engagement

Build on complete context and deliver more tailored services to your customers to deepen your relationship with them.

linking your bank accounts

From raw data to clear insights in minutes

Data Enrichment powers your digital services with customer data and insights that turn your offering from generic to valuable, with a clear story of customer finances.

See a demo

Product Benefits

Why use Mono Data Enrichment

We’ve built comprehensive API endpoints to retrieve financial data from your customers’ bank accounts

Industry-leading accuracy

Our models are trained on millions of transactions, delivering 99% categorization accuracy specifically tuned for local markets.

Fuel customer insights

Access rich insights that enable you to understand your customers from their financial data on the spot.

Bank-grade security

Customer financial data is encrypted to maintain the highest data privacy standards and protect your customers.

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Building with Mono Data Enrichment

What Data Enrichment offers

Get access to financial data with powerful APIs and endpoints within the Connect

Transaction categorization

Automatic categorization of financial transactions with hundreds of unique categories.

Transaction metadata

Enrich transactions with granular details, from merchant information to geographical data.

Statement insights

Generate insightful summaries from bank statements like transaction patterns and unusual activity detection, returned via webhooks.

Mono Data enrichment Use cases

Where Data Enrichment creates value

Mono is the open banking platform for the fastest-growing businesses in Africa.

Digital Banking

Access comprehensive credit information seamlessly with Mono. Gain detailed insights into credit histories, streamline your lending decisions, and reduce risks with our accurate and up-to-date data.

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Personal Finance Management

Build intelligent budgeting tools and spending trackers that automatically categorize expenses and provide financial insights.

FlutterwaveSterling

Expense Management & Accounting

Automate expense reporting with enriched receipts, automatic categorization, and policy compliance checking.

FlutterwaveSterling
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Integrating The Product

Getting started

Get access to your customers’ accurate data, faster and more securely.

Powerful APIs and easy-to-use resources
Plug-and-play SDKs
Beautiful, seamless UX
Always-on, Slack support

Solving Problems

Build with best-in-class Open Banking APIs

Create an account

Connect to millions of customers across Africa:over 10+ million users have connected a financial account.

Meet your customers where they are:Connect across multiple institutions with access to over 50+ bank connections

Maintain data privacy with Open Banking standards:all connections are user permission-based only.

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Contact us

Ready to get data-rich insights?

Let's talk about how Mono can power your solution

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FAQs

Questions you might have about Mono Data Enrichment and answers to them.

Start building with Mono today

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Disclaimer:
The information provided on this website is intended for general informational purposes only and does not constitute financial, legal, or professional advice. While we strive to ensure that the content presented is accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Our platform is designed to ensure secure access to financial accounts for the purposes of retrieving statements, monitoring transactions in real-time, and verifying customer identities. Despite our use of advanced security protocols to protect sensitive information, we cannot guarantee the absolute security of your data. Users are advised to independently verify the accuracy and completeness of all information obtained through our services before making any financial or business decisions.

Furthermore, while we endeavor to keep the website running smoothly, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

This website may contain links to other websites which are not under the control of our company. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

By using this website, you agree to these terms and acknowledge that any reliance on the information provided here is at your own risk. If you have any questions regarding this disclaimer or the website's content, please contact us directly.