NEWIntroducing the new Mono Dashboard

Verify real users faster

Lookup verifies identities against government records in under 1 minute. Eliminate verification backlogs, reduce false rejections, approve qualified customers, and block fraudulent signups automatically.

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Trusted by

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Get to know about Lookup

Know and trust your customers from signup

Securely access up to 12 months of customer bank statements in minutes

Verify customers 5x faster

Reduce signup verification time from hours to minutes, and get customers to start using your product immediately without verification delays.

Increase user approval rates

Reduce false rejections from manual review errors. Accurate verification means qualifying customers get approved without friction or delays.

Significantly reduce risk

Cross-reference customer data with government records, to catch identity theft and account takeovers, and prevent fraud before it starts.

Verifying customer identity

From consent to verified identity in seconds

Returns comprehensive identity data from identity and financial institution databases; no manual checks needed.

See a demo

Product Benefits

Benefits of using Lookup

We’ve built comprehensive API endpoints to retrieve financial data from your customers’ bank accounts

Meet compliance requirements

Satisfy CBN, SEC, and industry KYC/AML regulations with documented verification from authoritative sources.

Verify businesses and individuals

Lookup Tax IDs, confirm company registration, and verify shareholder details. Complete due diligence on business customers in seconds.

Prevent fraud confidently

Catch fake IDs, synthetic identities, and document forgeries. Match customer-provided data against government records to eliminate fraudulent signups.

Testimonials

From businesses using Lookup

We can trust Mono over 90% of the time which is better than our previous provider. This ease & reliability are our favourite things about Mono.
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Barima Effah-Adjei

CEO, Float

Migrating to Mono was seamless... Mono's customer support efforts have helped us to create a much better UX for our users.
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Peter Olusesan

CEO, Inflow

Building with Mono Lookup

What Lookup offers

Get access to verified identity data with Lookup

KYC verification

Verify individual customer identity details such as BVN, NIN, Driver’s License, International Passport, and Address.

KYB verification

Verify business customer details such as incorporation information (CAC) and tax details (TIN).

Bank account verification

Verify user bank account ownership to cross check user-entered account information.

Who can use Mono Lookup

Customer verification for every solution

Mono is the open banking platform for the fastest-growing businesses in Africa.

Credit Risk Assessment

Validate borrower identity and employment details. Cross-check provided information against BVN records before loan approval.

FlutterwaveSterling

E-Commerce & Marketplaces

Verify sellers and high-value buyers to reduce fraud. Confirm business registration details before allowing marketplace approval and transactions.

FlutterwaveSterling

Payments & Digital Wallets

Verify account ownership before enabling payments. Confirm BVN and account numbers match to prevent fraud and unauthorized transactions.

FlutterwaveSterling

More ways to verify identity

Other ways to onboard and verify customers

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Prove

Your customers authenticate with Mono before payment is approved, reducing fraud risk and increasing transaction success rates.

Learn more
Statement Pages interface on mobile

Integrating The Product

Getting started

Get access to your customers’ accurate data, faster and more securely.

Powerful APIs and easy-to-use resources

Solving Problems

Build with best-in-class Open Banking APIs

Create an account

Connect to millions of customers across Africa:over 10+ million users have connected a financial account.

Meet your customers where they are:Connect across multiple institutions with access to over 50+ bank connections

Maintain data privacy with Open Banking standards:all connections are user permission-based only.

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Contact us

Ready to prevent fraud and improve onboarding?

Let's talk about how Mono can power your business.

Blog posts regarding Product

Related reading

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Direct Debit

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Prove

Validate customers’ identity and personal data

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Mandate

Introducing the new Statement PDF layout

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FAQs

Answers to questions you might have about using Mono Lookup to verify the identity of customers

Start building with Mono today

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Disclaimer:
The information provided on this website is intended for general informational purposes only and does not constitute financial, legal, or professional advice. While we strive to ensure that the content presented is accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Our platform is designed to ensure secure access to financial accounts for the purposes of retrieving statements, monitoring transactions in real-time, and verifying customer identities. Despite our use of advanced security protocols to protect sensitive information, we cannot guarantee the absolute security of your data. Users are advised to independently verify the accuracy and completeness of all information obtained through our services before making any financial or business decisions.

Furthermore, while we endeavor to keep the website running smoothly, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

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