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Read moreDirect Debit lets you collect variable recurring payments directly from your customers' bank accounts—automatically, securely, and with complete flexibility.


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Building with Mono Direct Debit
Access every account automatically with one authorization, and avoid chasing payments across scattered funds
Increase payment success by 60%
Mono Direct Debit secures your customers' payments with Open banking tokenisation, lowering the risk of fraud.
Complete payment flexibility
The Direct Debit API enables you to create flexible payment and checkout experiences that suit your customers and business.
Reduce payment fees
Start accepting recurring fixed and variable payments with the powerful Direct Debit API or no-code setup.
Making bank to bank payments
One-time customer authorization gives you ongoing permission to securely collect payments directly from their bank account on your schedule. No cards, no chargebacks.
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Product benefits
We’ve built comprehensive API endpoints to retrieve financial data from your customers’ bank accounts
Receive payments directly from your customers' authorized accounts and Skip missed payments due to expired cards.
Mono Direct Debit enables your customers to authorize recurring payments quicker in fewer clicks.
Verify customers' directly from their banks, authorize accurately, and lower costly payment fees.
Testimonials
We can trust Mono over 90% of the time which is better than our previous provider. This ease & reliability are our favourite things about Mono.

Barima Effah-Adjei
CEO, Float
Migrating to Mono was seamless... Mono's customer support efforts have helped us to create a much better UX for our users.

Peter Olusesan
CEO, Inflow
Building with Direct Debit
Start collecting direct bank payments with developer-friendly APIs
Pre-built connections to 50+ banks mean you can go from idea to live product in days, not months.
Get real-time transaction data, income patterns, and spending insights that help you assess risk and personalize experiences
Offer data-driven services that command higher pricing with access to rich, customer financial data.
Use cases
Here's how you can leverage the Mono Direct Debit API to accept recurring payments
More ways to use Direct Debit
Secure and innovative payment methods all powered by Open Banking
No-code Direct
Debit Pages
Your customers authenticate with Mono before payment is approved, reducing fraud risk and increasing transaction success rates.
Learn more
Global Standing Mandate
Your customers authenticate with Mono before payment is approved, reducing fraud risk and increasing transaction success rates.
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Integrating The Product
Get access to your customers’ accurate data, faster and more securely.
Solving Problems
Connect to millions of customers across Africa:over 10+ million users have connected a financial account.
Meet your customers where they are:Connect across multiple institutions with access to over 50+ bank connections
Maintain data privacy with Open Banking standards:all connections are user permission-based only.

Contact us
Let's talk about how Mono can power your business.
Improve conversion
Win more customers
Increase revenue
Prevent fraud
Blog posts regarding Direct Debit
Answers to questions you may have about Mono Direct Debit
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Our platform is designed to ensure secure access to financial accounts for the purposes of retrieving statements, monitoring transactions in real-time, and verifying customer identities. Despite our use of advanced security protocols to protect sensitive information, we cannot guarantee the absolute security of your data. Users are advised to independently verify the accuracy and completeness of all information obtained through our services before making any financial or business decisions.
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