NEWIntroducing the new Mono Dashboard

Get paid the faster and secure way

Accept payments directly from bank accounts. Eliminate card fees, reduce payment failures, and give your customers the seamless payment experience they expect.

Digital banking
E-commerce
Lending
Other financial services

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Solving Problems

Modern solutions for
payment collection pain points

Mono is a technology company on a mission to power the digital economy in Africa.

problemKYC Problem

Manual verification takes too long, losing customers to competitors

Fraudulent accounts slip through basic checks

High drop-off rates due to lengthy sign-up flows

Expensive third party verification with multiple providers.

The Mono Solution

Instant verification in minutes, not days

Multi-layered fraud detection

One-click verification that keeps users engaged

All verifications in a single API integration.

Benefits

Boost conversion with 
improved payment

Why industry leaders choose Mono.

Automated collections

Schedule recurring payments that process automatically. Perfect for subscriptions and installments.

Cut payment fees

Bank transfers cost a fraction of card payments. Keep more of what you earn with lower transaction costs.

Improved success rates

Direct bank payments eliminate card declines, expiries, and insufficient funds issues.

Solution

Mono products that
power your payment needs

Why industry leaders choose Mono. Mono is a technology company on a mission to power the digital economy in Africa, using open banking as a layer for financial data, identity data, and bank transfer payments for businesses.

Direct Debit

Collect recurring payments automatically from customer bank accounts with variable amounts and flexible schedules.

Learn more about Direct Debit
engineering

DirectPay

Accept one-time payments directly from any Nigerian bank account with instant confirmation.

Learn more about DirectPay
engineering

Blog posts regarding Product

Related reading

Contact Sales

Tell us how we can help and our Sales team can help you find the perfect payment solution for your business.

Why you should use Mono

Why use Mono for collecting payments?

Why industry leaders choose Mono.

Powerful APIs and
no-code infrastructure

See API Docs

Secure and
consent-based

See API Docs

Quick Integration

See API Docs

Tailored support

See API Docs

Experience our products

See how Mono API works

See how our solutions can transform your business. Experience firsthand the power of our financial infrastructure with a live demonstration tailored to your needs.

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Start building with Mono today

© Mono Technologies Nigeria Limited

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Disclaimer:
The information provided on this website is intended for general informational purposes only and does not constitute financial, legal, or professional advice. While we strive to ensure that the content presented is accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Our platform is designed to ensure secure access to financial accounts for the purposes of retrieving statements, monitoring transactions in real-time, and verifying customer identities. Despite our use of advanced security protocols to protect sensitive information, we cannot guarantee the absolute security of your data. Users are advised to independently verify the accuracy and completeness of all information obtained through our services before making any financial or business decisions.

Furthermore, while we endeavor to keep the website running smoothly, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

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