NEWIntroducing the new Mono Dashboard

Lend confidently with real-time insights

Make data-driven lending decisions in seconds. Access comprehensive financial data, verify income instantly, and reduce default rates by understanding your borrowers' true financial health.

Digital banking
E-commerce
Lending
Other financial services

Trusted by

Sterlingrenmoneyunionbankfidelityflutterwavekuda

Solving Problems

Modern solution for
modern business problems

Mono is a technology company on a mission to power the digital economy in Africa.

problemKYC Problem

Manual verification takes too long, losing customers to competitors

Fraudulent accounts slip through basic checks

High drop-off rates due to lengthy sign-up flows

Expensive third party verification with multiple providers.

The Mono Solution

Instant verification in minutes, not days

Multi-layered fraud detection

One-click verification that keeps users engaged

All verifications in a single API integration.

Benefits

Transform your lending with Open Banking

Offer credit with more precision, clear data, and less risk

Faster loan approvals

Automated assessment that fits into your underwriting flow and processes applications instantly, getting funds to borrowers faster.

Personalized loan offers

Tailor loan rates and terms based on each borrower's unique financial profile.

Reduce defaults by 65%

Accurate risk assessment using real transaction data catches risks that traditional methods miss.

Solution

Mono products for
smarter lending

Why industry leaders choose Mono. Mono is a technology company on a mission to power the digital economy in Africa, using open banking as a layer for financial data, identity data, and bank transfer payments for businesses.

Connect

Access comprehensive transaction history and bank account data to understand borrower financial behavior.

Learn more about Connect
engineering

Direct Debit

Automated loan repayment collection directly from borrower accounts at scheduled intervals.

Learn more about Direct Debit
engineering

Blog posts regarding Product

Related reading

Ready to revolutionize your lending?

Let's discuss how Mono can help you make better lending decisions

Why you should use Mono

Why use Mono for collecting payments?

Why industry leaders choose Mono.

Powerful APIs and
no-code infrastructure

See API Docs

Secure and
consent-based

See API Docs

Quick Integration

See API Docs

Tailored support

See API Docs

Experience our products

See how Mono API works

See how our solutions can transform your business. Experience firsthand the power of our financial infrastructure with a live demonstration tailored to your needs.

trust marktrust mark

Start building with Mono today

© Mono Technologies Nigeria Limited

trust mark NIGtrust mark QR Codeiso-iec27001iso-iec27002iso-iec27003

Disclaimer:
The information provided on this website is intended for general informational purposes only and does not constitute financial, legal, or professional advice. While we strive to ensure that the content presented is accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Our platform is designed to ensure secure access to financial accounts for the purposes of retrieving statements, monitoring transactions in real-time, and verifying customer identities. Despite our use of advanced security protocols to protect sensitive information, we cannot guarantee the absolute security of your data. Users are advised to independently verify the accuracy and completeness of all information obtained through our services before making any financial or business decisions.

Furthermore, while we endeavor to keep the website running smoothly, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

This website may contain links to other websites which are not under the control of our company. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

By using this website, you agree to these terms and acknowledge that any reliance on the information provided here is at your own risk. If you have any questions regarding this disclaimer or the website's content, please contact us directly.