
The New FCCPC Consumer Lending Regulation and How ...
Effective October 22, 2025, the FCCPC’s new regulation will transform lending in Nigeria, reshaping ...
Read moreMake data-driven lending decisions in seconds. Access comprehensive financial data, verify income instantly, and reduce default rates by understanding your borrowers' true financial health.
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Solving Problems
Mono is a technology company on a mission to power the digital economy in Africa.
Manual verification takes too long, losing customers to competitors
Fraudulent accounts slip through basic checks
High drop-off rates due to lengthy sign-up flows
Expensive third party verification with multiple providers.
Instant verification in minutes, not days
Multi-layered fraud detection
One-click verification that keeps users engaged
All verifications in a single API integration.
Benefits
Offer credit with more precision, clear data, and less risk
Automated assessment that fits into your underwriting flow and processes applications instantly, getting funds to borrowers faster.
Tailor loan rates and terms based on each borrower's unique financial profile.
Accurate risk assessment using real transaction data catches risks that traditional methods miss.
Solution
Why industry leaders choose Mono. Mono is a technology company on a mission to power the digital economy in Africa, using open banking as a layer for financial data, identity data, and bank transfer payments for businesses.
Access comprehensive transaction history and bank account data to understand borrower financial behavior.
Learn more about Connect
Automated loan repayment collection directly from borrower accounts at scheduled intervals.
Learn more about Direct Debit
Blog posts regarding Product
Let's discuss how Mono can help you make better lending decisions
We can trust Mono over 90% of the time which is better than our previous provider.
Elder Osifo
Head, Sales at Evolve
Why you should use Mono
Why industry leaders choose Mono.
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See how our solutions can transform your business. Experience firsthand the power of our financial infrastructure with a live demonstration tailored to your needs.


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